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Central Bank rate cuts and old mortgage clients the following year in order to implement a new interest rate

   on July 22, the central city resident Zhou Jianshe asks: "I bought a House last October, for the Bank purchase mortgage loans. First half of this year, the rules of the lending and deposit rates repeatedly downgraded. That my loan interest rates you can tone it down right away, please? "

Central Bank rate cuts and old mortgage clients the following year in order to implement a new interest rate

    on the matter, Maple financial advisory branch of China Construction Bank official, the official replied, people's Bank of China twice this year reduced financial institutions ' lending and deposit interest rates, loan people to pay less every month to buy loans. However, in accordance with the relevant provisions of the State, before the publication of policy loan was not immediately settled by the new rate for the month, but the following year Yuan-month and then settled by the new rate. Policies after the release of the loan, interest is settled by the new rate. The staff also said that rates how to settle, you can see more of purchase contract, contract has some clear explanation.

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